Overpaying on utility bills, groceries, and gasoline are just a few ways that you probably spend too much money on every week or month. And while you can cut back on all of these things, there are also some out-of-the-box ways you can save money on your bills each month.
These tips are some helpful ways you can save on your bills each month.
Take Advantage of a Loan to Pay Off Your Debt
If you find yourself deep in debt, either due to student loans, a recent move, or from unforeseen medical expenses, then you should consider taking out a personal loan. Platforms such as Even Financial can help you when it comes time to apply for a loan. It even matches up your needs with the right personal loan, often in under 60 seconds.
Join Gas-Savings Programs
If you are a conscientious consumer, then you’ve probably heard of the GasBuddy Website. But did you know the site also offers a GasBuddy gas card that allows you to save at the pump? The free card, available at 95 percent of stations nationwide, is tied to your checking account and can save you 10 cents per gallon on your first fill up and five cents per gallon after that.
Shop Around for Better Renter’s Insurance Rates
Save money on renter’s or homeowner’s insurance by visiting online insurer Lemonade. Lemonade keeps a set 20 percent of the premium you pay to cover its cost. The other 80 percent goes into a pool to help pay any claims you make. The company offers this coverage for $5 a month for renter’s insurance and $25 a month for homeowner’s insurance.
Participate in Clean Energy Programs
Renewable energy companies, such as Arcadia Power, offer consumers the ability to take advantage of clean energy in their area. The way it works is that Arcadia Power purchases renewable energy certificates in your name from wind energy companies in your area. The company also connects you to programs such as Price Alerts, which helps you find ways to lower your electric bill.
Compare Prices When Shopping
If you shop online, then a company such as Paribus can help save you money. The way it works is that Paribus scans your emails for receipts for items you’ve bought from companies it monitors. If the tool discovers a price drop for the item from one of these companies, then it helps you get a refund.
Unplug Electronics
Another area that can lead to extra costs is leaving the lights on at home. To combat this, you can use online tools like Energy Vampires to learn more about where you can cut energy costs at home. California residents can also save money by syncing their utility account with OhmConnect, a program that helps Californians save money by reducing how often they use electricity each day.
Refinance Your Credit Card Debt
If you find yourself owing a massive amount of credit card debt, you should consider refinancing the debt to a lower-interest loan. This method also allows you to consolidate all of the debt from multiple cards into one lump sum. This means you only have to deal with one payment and one interest rate, each month, as opposed to many. If you want to do this, check out Credible for access to personalized loans.
Pay Less for Car Insurance
Please SHARE this with your friends and family.
While experts recommend that you shop for car insurance at least once a year, only about half of drivers do so. In order to help you easily save money on car insurance, car insurance search engines, such as The Zebra, allows you to compare rates from more than 200 providers in as little as 60 seconds or less.
